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Cobra Health Insurance
By Dan Carter
With all of the job losses people are searching for the right coverage when being terminated or laid off from work? The changed in 1986 with the passage of health benefit provisions in the Consolidated Omnibus Budget Reconciliation Act (COBRA). Now, terminated employees or those who lose coverage because of reduced work hours may be able to buy group coverage for themselves and their families for limited periods of time. If you are entitled to COBRA benefits, your health plan must give you a notice stating your right to choose to continue benefits provided by the plan. You have 60 days to accept coverage or lose all rights to benefits. Once COBRA coverage is chosen, you are required to pay for the coverage. Doing a insurance check up you can find short term coverage that is very affordable. Do not go without insurance without talking with and insurance professional. There are short term policies that will meet you and your families needs when you are making the decision of keeping cobra plan or doing without coverage. Don't take the chance! Get short-term health coverage that protects you or your family for only dollars a day. Not sure if you need a temporary plan or a long term solution? This is a very important question to access your current situation. Making the decision should I let my coverage lapse and you have health issues can be a major challenge when looking for new coverage. Circumstances change causing the need for alternative to cobra plan, due to Strike, Laid Off or a Terminating Employee, A dependent no longer covered on parent's plan. Short term temporary medical health insurance coverage and alternatives to traditional COBRA Insurance. Explore COBRA health insurance alternatives and save hundreds of dollars per month on your health insurance coverage. Don't put your health care at risk, get and insurance check up. Know which plans are available to meet your needs.
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May, 2012
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